First Time Home Buyer Tips for Costa Mesa Buyers
Below is a short list of some of the items from the beginning to end of buying your first home in Costa Mesa.
There are many other steps, but this will give you a basic idea of the process.
- Find a knowledgeable real estate consultant who can help lead you through the process and make it easier.
- Get pre-approved. This is stronger than a pre-qualification and puts you in a better negotiating position when you find your new home.
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Decide what you want and what you don't want in your home. Location, bedrooms, features, schools, near a freeway, but not close enough to hear the noise, etc.
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Rate each home immediately after you see it. It can be overwhelming to look at a number of different homes. Make sure to rate each home you see. Once my buyer have seen three homes, I recommend they get rid of one of them, so the number of homes doesn't become too much.
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Find your dream home. Now that you know what you want and the amount for which you are pre-appoved, go out and find your dream home. Keep notes about each home you see and compare them against your wish list.
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Make an offer. You and your consultant will work together to come up with an offer, and your consultant will use her skills to help you get the best deal possible.
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Do inspections - The inspections usually include a third party inspector who comes out and checks all the systems of the house like the electrical outlets, the dishwasher, water pressure, the roof, and many others and will give the buyer his opinion on the condition of these items with a list of potential repairs. Inspections may also include an appraisal (to verify the value of the property) and reviewing disclosures provided by the seller.
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Sign the loan documents and get the keys to your new home. Finally all of the hard work is done, and it's time to move into your new home and throw a party to "warm" it.
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About the author: Christine Donovan is a California Residential Real Estate Broker with experience in assisting clients buy and sell residential real estate.
Are you upside down in your home? Is it worth less than you owe? Are you concerned about making your mortgage payment? For more information see Options to Foreclosures, understanding short sales or contact me at christine@donovanblatt.com to discuss your options.
If you want to buy a home or to list your property for sale, please click Newport Beach homes, Costa Mesa homes, Huntington Beach homes or Orange County homes. Click the link if you are interested in buying a home at a courthouse auction sale.
Contact me at christine@donovanblatt.com or 714-319-9751 to learn about her system which will make your buying and selling experience easier.
Disclaimer: All information in this blog is deemed reliable but is subject to change at any time and is not guaranteed to be accurate nor are there any warantees either express or implied. This blog is not intended to offer any legal, tax or other advice.
Federal Government Disclaimer (MARS)
- You may stop doing business with us at any time. You may accept or reject the offer of mortgage assistance we obtain from your lender [or servicer]. If you reject or accept the offer, you do not have to pay us.
- Christine Donovan, DonovanBlatt and Donovan Group are not associated with the government, and our service is not approved by the government or your lender; and
- Even if you accept this offer and use our service, your lender may not agree to change your loan.
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